State guide
Indiana lottery rules
By Daniel Whitfield, EditorFacts verified November 3, 2026
What to know before you play in Indiana
- Age. You must be 18 or older to buy a ticket or claim a prize.
- Claim window. Draw-game prizes must be claimed within 180 days of the drawing. Miss it and the prize goes to the state's unclaimed-prize fund.
- Privacy. Winner anonymity is Not allowed. Your name, city and prize amount can be released under public-records law.
- Taxes. The state withholds or taxes lottery prizes at 2.95%, on top of 24% federal withholding above $5,000. Your final bill depends on your return.
- Online. Hoosier Lotto tickets are bought at participating retailers (game page); the state is not on the verified official online-sales list.
- Where the money goes. More than $8 billion given back since 1989 for police and firefighter pensions, the Teachers' Retirement Fund and the Lottery Surplus Fund.
Games sold in Indiana
Powerball · Mega Millions · Millionaire for Life · Hoosier Lotto · CA$H 5
Our review of Hoosier Lottery
Indiana at a glance
- Running since
- 1989
- Minimum age
- 18+
- Official online sales
- No
- Courier apps
- None operating
Frequently asked questions
- How old do you have to be to play the lottery in Indiana?
- You must be 18 or older to buy a Indiana lottery ticket.
- How long do you have to claim a lottery prize in Indiana?
- 180 days, per the lottery's published rules.
- Does Indiana tax lottery winnings?
- Indiana taxes lottery prizes at 2.95%. Federal withholding of 24% also applies above $5,000.
- Can you stay anonymous if you win the lottery in Indiana?
- Not allowed.
- Can you buy lottery tickets online in Indiana?
- Hoosier Lotto tickets are bought at participating retailers (game page); the state is not on the verified official online-sales list.
Sources
Facts last verified November 3, 2026
Every figure on this page comes from one of the documents below. If a source has changed since our check, tell us.
- Mega Millions — Where to Play · accessed November 2, 2026
- Powerball FAQs · accessed November 2, 2026
- Millionaire for Life · accessed November 2, 2026
- Hoosier Lotto game page · accessed November 2, 2026
- CA$H 5 game page · accessed November 2, 2026
- Hoosier Lottery winner resource guide (PDF) · accessed November 2, 2026
- Hoosier Lottery: Corporate Social Responsibility · accessed November 2, 2026
- Hoosier Lottery: Positive Play · accessed November 2, 2026
- IRS: Instructions for Form W-2G · accessed November 2, 2026
- Indiana DOR: Rates, fees and penalties · accessed November 3, 2026
Problem gambling help in Indiana: state resources or call 1‑800‑GAMBLER.