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USA Lottery Reviews

State guide

Indiana lottery rules

By Daniel Whitfield, EditorFacts verified November 3, 2026

What to know before you play in Indiana

  • Age. You must be 18 or older to buy a ticket or claim a prize.
  • Claim window. Draw-game prizes must be claimed within 180 days of the drawing. Miss it and the prize goes to the state's unclaimed-prize fund.
  • Privacy. Winner anonymity is Not allowed. Your name, city and prize amount can be released under public-records law.
  • Taxes. The state withholds or taxes lottery prizes at 2.95%, on top of 24% federal withholding above $5,000. Your final bill depends on your return.
  • Online. Hoosier Lotto tickets are bought at participating retailers (game page); the state is not on the verified official online-sales list.
  • Where the money goes. More than $8 billion given back since 1989 for police and firefighter pensions, the Teachers' Retirement Fund and the Lottery Surplus Fund.

Games sold in Indiana

Powerball · Mega Millions · Millionaire for Life · Hoosier Lotto · CA$H 5

Our review of Hoosier Lottery

Indiana at a glance

State lottery
Hoosier Lottery
Running since
1989
Minimum age
18+
Official online sales
No
Courier apps
None operating
State tax on prizes
2.95%
Claim deadline
180 days
Winner anonymity
Not allowed
Where proceeds go
More than $8 billion given back since 1989 for police and firefighter pensions, the Teachers' Retirement Fund and the Lottery Surplus Fund.

Frequently asked questions

How old do you have to be to play the lottery in Indiana?
You must be 18 or older to buy a Indiana lottery ticket.
How long do you have to claim a lottery prize in Indiana?
180 days, per the lottery's published rules.
Does Indiana tax lottery winnings?
Indiana taxes lottery prizes at 2.95%. Federal withholding of 24% also applies above $5,000.
Can you stay anonymous if you win the lottery in Indiana?
Not allowed.
Can you buy lottery tickets online in Indiana?
Hoosier Lotto tickets are bought at participating retailers (game page); the state is not on the verified official online-sales list.

Sources

Facts last verified November 3, 2026

Every figure on this page comes from one of the documents below. If a source has changed since our check, tell us.

  1. Mega Millions — Where to Play · accessed November 2, 2026
  2. Powerball FAQs · accessed November 2, 2026
  3. Millionaire for Life · accessed November 2, 2026
  4. Hoosier Lotto game page · accessed November 2, 2026
  5. CA$H 5 game page · accessed November 2, 2026
  6. Hoosier Lottery winner resource guide (PDF) · accessed November 2, 2026
  7. Hoosier Lottery: Corporate Social Responsibility · accessed November 2, 2026
  8. Hoosier Lottery: Positive Play · accessed November 2, 2026
  9. IRS: Instructions for Form W-2G · accessed November 2, 2026
  10. Indiana DOR: Rates, fees and penalties · accessed November 3, 2026

Problem gambling help in Indiana: state resources or call 1‑800‑GAMBLER.