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Georgia Lottery review (2026): online play, 4.99% tax and odds

Georgia state lottery with online play, Fantasy 5 and Millionaire for Life.

By Daniel Whitfield, EditorUpdated November 2, 2026Facts verified November 2, 2026

Our verdict

6.4out of 10

Online-friendly Georgia lottery; its anonymity rule and claim deadline are not stated on the official pages we checked.

Best for: Georgians who want to play draws and Diggi games online.

  • Odds & value 25%5
  • Transparency 20%7
  • Player protection 20%6
  • Ease of play 15%8
  • Payouts & claims 10%6
  • Reputation 10%7

What we like

  • Online sales and iLottery
  • Fantasy 5 odds published

What to watch

  • Claim deadline not verified
  • Anonymity rule not found on official pages

At a glance

Operator
Georgia Lottery
Type
State government agency
Available in
GA
Ticket price
$1 – $5
Official online sales
Yes
Mobile app
—
Courier apps allowed
—
State tax on wins
4.99%
Federal withholding
24%
Help line
1-800-GAMBLER
Website
galottery.com

Score breakdown

Rubric & weights
  • Odds & value 25% weight
    5/10

    Fantasy 5 jackpot odds are 1 in 850,668; national games carry standard odds (Powerball 1 in 292,201,338).

  • Transparency 20% weight
    7/10

    Publishes game odds and claim rules; the claim deadline and beneficiary totals were not verified.

  • Player protection 20% weight
    6/10

    iLottery exists but responsible-play tools were not verified on the pages reviewed.

  • Ease of play 15% weight
    8/10

    Online sales (iLottery) alongside retail, with prizes up to $600 paid to the account.

  • Payouts & claims 10% weight
    6/10

    The Georgia Lottery's claim page covers claim steps, withholding and the $600 online payout, but no anonymity rule or claim deadline was found on official pages.

  • Reputation 10% weight
    7/10

    State lottery with no verified negative findings in the reviewed pages.

Games, prices and published odds

GamePriceDrawsTop prizeOdds of top prizeOdds of any prize
Powerball$2Mon, Wed, Sat—1 in 292,201,3381 in 24.87
Mega Millions$5Tue, Fri—1 in 290,472,3361 in 23
Millionaire for Life$5Daily$1,000,000 a year for life or $18M cash1 in 22,910,5801 in 8.46
Fantasy 5$1DailyFrom $125,0001 in 850,668—

Top prizes and odds

GameMatchPrizeOdds
Powerball5 + PowerballGrand Prize1 in 292,201,338.00
5$1 Million1 in 11,688,053.52
4 + Powerball$50,0001 in 913,129.18
Mega Millions5 + Mega BallJackpot (not multiplied)1 in 290,472,336
5$2,000,000 to $10,000,000 (2X to 10X multiplier)1 in 12,629,232
4 + Mega Ball$20,000 to $100,000 (2X to 10X multiplier)1 in 893,761
Millionaire for Life5 + Life Ball$1,000,000 Per Year for Life ($18 Million Cash Option)1 in 22,910,580.00
5$100,000 Per Year for Life ($2.2 Million Cash Option)1 in 5,727,645.00
4 + Life Ball$7,5001 in 86,455.02
Fantasy 55 of 5Jackpot (starts at $125,000)1 in 850,668
4 of 5Pari-mutuel cash prize1 in 4,598
3 of 5Pari-mutuel cash prize1 in 128

Top three prize tiers as printed on the operator's prize chart.

Odds are the operator's published figures per single play. Prize amounts are before tax.

Who it’s for

The Georgia Lottery suits players who want to buy online. It sells draw games, scratchers and online iLottery games. It is less suited to anyone who wants a clear claim deadline or a stated anonymity rule, because we could not find either on the pages we checked.

How it works

Georgia sells national games alongside its own. Powerball costs $2, Mega Millions costs $5, and Millionaire for Life costs $5 and draws nightly. Powerball draws at 11 pm Eastern.

Fantasy 5 is Georgia’s best-known state game. It costs $1, draws daily at 11:34 pm Eastern, and has a jackpot from $125,000. An optional Ca$h Match add-on costs $1 more.

Georgia does not list a regulator or founding year in our sources, so we leave those blank. We did not find a minimum age either.

Odds and value

The national games match every state: Powerball’s jackpot is 1 in 292,201,338, Mega Millions’ is 1 in 290,472,336 and Millionaire for Life’s top prize is 1 in 22,910,580.

Fantasy 5 publishes jackpot odds of 1 in 850,668, which is much better than the national games, though the prize starts at $125,000 rather than millions. We did not find an overall any-prize figure for Fantasy 5, so we cannot compare it with Florida’s Fantasy 5, whose overall odds are 1 in 7.58. Our methodology explains how we treat missing odds.

Trust and regulation

We found no reputation entries for the Georgia Lottery on the pages we checked. The helpline is 1-800-GAMBLER.

The most important gap is the beneficiary. We do not state who benefits from Georgia Lottery proceeds because we did not verify it on the pages we checked, and we would rather leave the field blank than guess.

Claiming prizes and taxes

We did not find a claim deadline on the pages we checked, so we do not give one. Check the lottery or your ticket before you assume how long you have.

State and federal withholding applies to prizes over $5,000. Federal withholding is 24%. Georgia’s flat state income-tax rate is 4.99%, according to the Georgia Department of Revenue.

On privacy, we could not find a statement on the Georgia Lottery’s official claim page about whether winners can stay anonymous, so we leave that blank. See the Georgia state page.

Playing online

Georgia sells online through its iLottery, including Diggi games. Online prizes of $600 or less are paid to the player account. Mega Millions’ FAQ also lists Georgia among the states where online purchase is possible.

Our state data lists no courier apps for Georgia. As with any account that holds money, set a deposit limit before you start. The guides explain how.

Our take

Georgia is a good fit for online players. The missing claim deadline and anonymity rule hold back our score. We would want both before we recommended it over a state such as Michigan, which documents its funding and certification in detail.

Frequently asked questions

Can I stay anonymous if I win in Georgia?

We could not confirm this on an official page, so we do not give an answer.

Does Georgia sell lottery tickets online?

Yes, through its iLottery, including Diggi games.

What is Georgia’s tax rate on winnings?

The state’s flat income-tax rate is 4.99%. Withholding applies to prizes over $5,000, and federal withholding is 24%.

What are the odds on Fantasy 5?

The jackpot odds are 1 in 850,668. We did not find an any-prize figure.

How long do I have to claim?

We did not find a stated deadline on the pages we checked.

Frequently asked questions

Is Georgia Lottery legit?
Georgia Lottery is operated by Georgia Lottery. The Georgia Lottery sells draw games, scratchers and online iLottery games in Georgia. We rate it 6.4/10 (Fair) on odds, transparency, player protection, ease of play, payouts and reputation, verified November 2, 2026.
How much does Georgia Lottery cost?
From $1 to $5.
What are the odds of winning at Georgia Lottery?
Powerball: top prize listed on the official page at 1 in 292,201,338; any prize 1 in 24.87. These are the operator's published figures per single play.
What are the downsides of Georgia Lottery?
Claim deadline not verified. Anonymity rule not found on official pages.

Sources

Facts last verified November 2, 2026

Every figure on this page comes from one of the documents below. If a source has changed since our check, tell us.

  1. Georgia Lottery · accessed November 2, 2026
  2. Georgia Lottery: How to claim · accessed November 2, 2026
  3. Georgia DOR: tax updates · accessed November 2, 2026

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