State lottery review
Pennsylvania Lottery review (2026): iLottery, taxes, claims and odds
Pennsylvania state lottery with a full iLottery, Powerball, Mega Millions and Millionaire for Life.
Our verdict
A mature iLottery state: strong player tools and a one-year claim window, but winners cannot stay anonymous.
Best for: Pennsylvania residents who want to buy tickets online with built-in spending limits.
What we like
- iLottery since 2018 with Powerball and Mega Millions online since 2020
- Opt-out list, cool-off and deposit/spend/time budgets
- One-year claim window for draw games
- More than $1.05 billion a year for older Pennsylvanians
What to watch
- Winners cannot remain anonymous
- Same national odds as every other state (Powerball 1 in 292,201,338)
At a glance
Score breakdown
Rubric & weights- Odds & value 25% weight5/10
Sells the national games at standard odds (Powerball jackpot 1 in 292,201,338) and no state game with published stronger odds was verified.
- Transparency 20% weight8/10
Publishes claim rules, tax withholding and a history page that lists past drawing incidents; annual profit figures are public.
- Player protection 20% weight9/10
PA iLottery offers an opt-out list, cool-off periods and spend, loss, time and deposit budgets (help.pailottery.com).
- Ease of play 15% weight9/10
Sells Powerball and Mega Millions online through PA iLottery since 16 January 2020 as well as at retailers.
- Payouts & claims 10% weight6/10
Draw prizes last one year, but winners cannot remain anonymous.
- Reputation 10% weight8/10
Operating since 1972 and reported more than $1.05 billion in profit for older Pennsylvanians in FY2024-25, its 14th straight year above $1 billion.
Games, prices and published odds
Top prizes and odds
| Game | Match | Prize | Odds |
|---|---|---|---|
| Powerball | 5 + Powerball | Grand Prize | 1 in 292,201,338.00 |
| 5 | $1 Million | 1 in 11,688,053.52 | |
| 4 + Powerball | $50,000 | 1 in 913,129.18 | |
| Mega Millions | 5 + Mega Ball | Jackpot (not multiplied) | 1 in 290,472,336 |
| 5 | $2,000,000 to $10,000,000 (2X to 10X multiplier) | 1 in 12,629,232 | |
| 4 + Mega Ball | $20,000 to $100,000 (2X to 10X multiplier) | 1 in 893,761 | |
| Millionaire for Life | 5 + Life Ball | $1,000,000 Per Year for Life ($18 Million Cash Option) | 1 in 22,910,580.00 |
| 5 | $100,000 Per Year for Life ($2.2 Million Cash Option) | 1 in 5,727,645.00 | |
| 4 + Life Ball | $7,500 | 1 in 86,455.02 |
Top three prize tiers as printed on the operator's prize chart.
Odds are the operator's published figures per single play. Prize amounts are before tax.
Who it’s for
The Pennsylvania Lottery suits residents who want to buy tickets online with spending controls, and who are comfortable with a public win. It is an agency of the Pennsylvania Department of Revenue, created in 1971 under Act 91. Its first game ran in March 1972. Players must be 18 or older.
If privacy matters to you, this is not the lottery for it. Winners cannot remain anonymous. If you plan to play only the national games in a shop, you will find the same Powerball and Mega Millions tickets as everywhere else, and the state’s online platform is the main reason to pick it over a neighbour.
How it works
You can buy in person or through the lottery’s online platform, which we review separately as PA iLottery. Draw games on sale include Powerball, Mega Millions and Millionaire for Life, plus state games such as Match 6 Lotto and the PICK 2, 3, 4 and 5 games.
Millionaire for Life launched on 22 February 2026 and replaced Cash4Life and Lucky for Life, which both held their final drawings on 21 February 2026. A Cash4Life page was still up on the Pennsylvania site when we checked, so treat any page that mentions it as out of date.
The national games follow their usual schedules: Powerball draws on Monday, Wednesday and Saturday, Mega Millions on Tuesday and Friday, and Millionaire for Life nightly. Prices are $2 for Powerball (Power Play and Double Play are $1 extra each) and $5 for Mega Millions and Millionaire for Life.
Odds and value
The odds on the national games are set by the games, not by Pennsylvania. Powerball’s jackpot odds are 1 in 292,201,338 and Mega Millions’ are 1 in 290,472,336. Millionaire for Life’s top prize, $1,000,000 a year for life or $18 million in cash, is 1 in 22,910,580, with a 1 in 8.46 chance of any prize.
That is the real value comparison for a Pennsylvania player: a $5 Millionaire for Life ticket has far better top-prize odds than a $2 Powerball ticket, though the top prize is smaller. Our table above sets out the figures per play. The state’s own draw games publish their own odds on the lottery site, and we did not record them in our fact sheet.
The Pennsylvania site does not state a payout percentage on the pages we checked, so we cannot say what share of sales returns to players. For how we weigh odds and value, see our methodology.
Trust and regulation
The lottery is run by a state revenue department, not a separate commission. Its own history page lists drawing fouls and forged-ticket incidents between 2002 and 2008. We note that because the lottery published it, and we have not found newer entries of that kind on the pages we checked.
For players who use the online platform, the responsible-play tools are a strength. The help centre lists an opt-out list, a cool-off period, and spend, loss, time and deposit budgets. The helpline is 1-800-GAMBLER and iLottery support is 1-833-530-PLAY.
Where the money goes is stated clearly: more than $1.05 billion in FY2024-25 for older Pennsylvanians, covering property tax and rent rebates, transit and prescription programs.
Claiming prizes and taxes
Draw-game prizes expire one year from the drawing, and scratch-off prizes one year from the end of sale. That is longer than the 180 days some states allow. Winners cannot claim anonymously, so plan for your name to be public.
Pennsylvania withholds 3.07% state tax, plus 24% federal tax on prizes over $5,000. A W-2G form is issued from $600.01. Withholding is not necessarily your final bill, so a large winner should talk to a tax adviser. Our state page for Pennsylvania summarises these rules.
Playing online
Pennsylvania launched iLottery on 22 May 2018, the seventh state to do so, with prizes of up to $250,000 at the time. Powerball and Mega Millions went online on 16 January 2020, and Match 6 and the PICK games followed in 2022.
Online sales were $1.04 billion in FY2023-24 and $849 million in FY2025-26, according to lottery figures. We do not know the reason for the drop and the pages we checked do not explain it. Pennsylvania does not list courier apps for its residents in our state data, so the official platform is the route to online play. For comparison with the couriers that operate elsewhere, see Jackpocket.
Our take
Pennsylvania offers one of the more mature online lottery products we have reviewed, with a long claim window and practical player controls. Its weaknesses are a public-winner rule and the same national odds you would get anywhere. It is a sensible choice for a resident who wants to play online with limits set in advance, and a poor one for someone who needs to stay private after a big win.
Browse the wider guides for help comparing states.
Frequently asked questions
Can I stay anonymous if I win in Pennsylvania?
No. The lottery states that winners cannot remain anonymous.
How long do I have to claim a prize?
Draw-game prizes expire one year from the drawing. Scratch-off prizes expire one year from the end of sale.
How much tax comes off a big prize?
For prizes over $5,000 the lottery withholds 3.07% Pennsylvania tax and 24% federal tax. A W-2G is issued from $600.01.
Can I buy Powerball online in Pennsylvania?
Yes. Powerball and Mega Millions have been available on iLottery since 16 January 2020.
Is there help if I think I am playing too much?
Call 1-800-GAMBLER. The iLottery also has an opt-out list, a cool-off option and budget limits.
On the record
Regulatory, legal and news items from the last five years that informed the reputation score. Each is stated as the source reports it.
- 2002-2008The lottery's own history page lists drawing fouls and forged-ticket incidents between 2002 and 2008. Source
Frequently asked questions
- Is Pennsylvania Lottery legit?
- Pennsylvania Lottery is operated by Pennsylvania Lottery. The Pennsylvania Lottery was created in 1971 (Act 91) and is an agency of the Pennsylvania Department of Revenue. We rate it 7.4/10 (Good) on odds, transparency, player protection, ease of play, payouts and reputation, verified November 2, 2026.
- How much does Pennsylvania Lottery cost?
- From $2 to $5.
- What are the odds of winning at Pennsylvania Lottery?
- Powerball: top prize listed on the official page at 1 in 292,201,338; any prize 1 in 24.87. These are the operator's published figures per single play.
- How old do you have to be to play Pennsylvania Lottery?
- The minimum age is 18.
- How long do you have to claim a Pennsylvania Lottery prize?
- 365 days. Draw-game prizes expire one year from the drawing; scratch-offs one year from end of sale. Tax: 3.07% Pennsylvania plus 24% federal withheld over $5,000; W-2G from $600.01.
- What are the downsides of Pennsylvania Lottery?
- Winners cannot remain anonymous. Same national odds as every other state (Powerball 1 in 292,201,338).
Sources
Facts last verified November 2, 2026
Every figure on this page comes from one of the documents below. If a source has changed since our check, tell us.
- Pennsylvania Lottery: Our History · accessed November 2, 2026
- Pennsylvania Lottery: How to claim your prize · accessed November 2, 2026
- Pennsylvania Lottery: FY2024-25 profit release · accessed November 2, 2026
- PA iLottery help: responsible gaming and self-exclusion · accessed November 2, 2026
- Pennsylvania Lottery: Powerball · accessed November 2, 2026
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