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USA Lottery Reviews

State guide

New York lottery rules

By Daniel Whitfield, EditorFacts verified November 3, 2026

What to know before you play in New York

  • Age. You must be 18 or older to buy a ticket or claim a prize.
  • Claim window. Draw-game prizes must be claimed within 365 days of the drawing. Miss it and the prize goes to the state's unclaimed-prize fund.
  • Taxes. The state withholds or taxes lottery prizes at 10.9%, on top of 24% federal withholding above $5,000. Your final bill depends on your return.
  • Online. The lottery sells subscriptions online; single tickets are in-store. Courier apps that state they operate here: Jackpocket, Lotto.com, Jackpot.com.
  • Where the money goes. Aid to Education.

Games sold in New York

Powerball · Mega Millions · Millionaire for Life

Our review of New York Lottery

Courier apps operating in New York

New York at a glance

State lottery
New York Lottery
Running since
1967
Minimum age
18+
Official online sales
Partial
Courier apps
Jackpocket, Lotto.com, Jackpot.com
State tax on prizes
10.9%
Claim deadline
365 days
Where proceeds go
Aid to Education.

Frequently asked questions

How old do you have to be to play the lottery in New York?
You must be 18 or older to buy a New York lottery ticket.
How long do you have to claim a lottery prize in New York?
365 days, per the lottery's published rules.
Does New York tax lottery winnings?
New York taxes lottery prizes at 10.9%. Federal withholding of 24% also applies above $5,000.
Can you buy lottery tickets online in New York?
The lottery sells subscriptions online; single tickets are in-store.

Sources

Facts last verified November 3, 2026

Every figure on this page comes from one of the documents below. If a source has changed since our check, tell us.

  1. New York Lottery — How to claim · accessed November 2, 2026
  2. New York Lottery · accessed November 2, 2026
  3. Mega Millions — Where to Play · accessed November 2, 2026
  4. Powerball FAQs · accessed November 2, 2026
  5. Millionaire for Life · accessed November 2, 2026
  6. NY Gaming Commission Rules, Chapter III (Lottery), 9 NYCRR 5000-5017 · accessed November 3, 2026
  7. New York Lottery — General Guidelines (tax withholding rates) · accessed November 3, 2026
  8. NY Gaming Commission — Play Safe · accessed November 3, 2026

Problem gambling help in New York: state resources or call 1‑800‑GAMBLER.